Hi there! Have some questions about our company? Find the answers below.
If you do not have rental history, but have home ownership history, then we can do a
credit check to determine your eligibility.
In some cases, we can obtain a reference from dormitories, but we each university and
each dormitory have different policies and sometimes we cannot obtain a reference. In
those cases, we may not be able to count your dormitory time towards your rental
history.
Yes, IF you report your income on tax returns and/or have a 1099 to show the income.
If you do not report your income, then we cannot consider it.
Yes, but we need to see that your business has been established for at least two years
and/or that you have been in the same line of work. This is something we must decide
on a case-by-case basis to determine if your business has proven to be a reliable source
of income just as a mortgage company would require.
If your felony is within the last 5 years, no. If it is older than 5 years, then please call us
to discuss your specific circumstances. Any criminal history in your background can be
grounds for disapproval, but we take into consideration how long ago it occurred, as
well as the type and frequency of offenses.
No. Our application fee is meant to reimburse us for the time spent processing your
application, so we do not refund application fees. However, we always recommend
calling, texting, or emailing us before applying to ask if there are any pending
applications. We will tell you if we have any pending applications, so you can determine
whether or not you want to risk the fee or wait until a decision has been made on the
current application(s).
Cold Weather FAQs/Tips:
What to do if you have no heat
(this is a maintenance emergency if temps are below freezing
If you have a gas furnace and you pay the gas bill, first ensure that the gas meter is on.
Check the thermostat settings:
Signs that your water lines might be frozen or started to freeze (all these signs are considered a
maintenance emergency when there are freezing temps outside):
To reduce the possibility of frozen pipes when the weather is unusually cold (below 0), follow
these steps: